Published September 27, 2025

How Your Spouse Can Help You Save Thousands on Taxes with Florida Real Estate

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Written by Federico Rotundo

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Dear Taxpayer,

Did you know that if one spouse is a high income earner, and one is not employed or employed part time, in a married couple filing jointly, they can save massively on income taxes by buying Florida property! 

That's real money in your pocket today, and an asset that appreciates tomorrow. 

Here’s how it works:

       The non-working spouse manages your Florida rental properties year-round and spends at least 750 hours annually on real estate activities.

       You file Married Filing Jointly, allowing rental losses to be treated as active losses instead of passive.

       These losses can directly offset your W-2 income—great news for high earners like doctors, lawyers, sales people, and executives.

       No need to be a licensed agent—management, maintenance, tenant relations, and property improvements all count toward your hours.

Example:
 A doctor earning $600,000 a year uses their spouse as the full-time property manager. They convert rental losses into active losses, reducing taxable income significantly.

Ready to see how this strategy could work for you? Contact us today for details on available Florida rental properties and tax-saving strategies.

Best regards,

Federico Rotundo
 Licensed Florida Real Estate Broker. Realtor.


Supported by New Path Title
Real Estate Title & Development
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1110 N Olive Ave, West Palm Beach, Florida 33401

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